:root{--navy:#0b2a20;--navy-2:#174b3a;--ink:#19231f;--muted:#5a6761;--line:#d6ded9;--soft:#f2f6f3;--white:#fff;--accent:#b5965c;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"DM Sans",system-ui,-apple-system,sans-serif;color:var(--ink);background:#fff;line-height:1.55}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.wrap{width:min(calc(100% - 40px),var(--max));margin:auto}
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid rgba(7,26,58,.09)}.header-inner{display:flex;align-items:center;gap:28px;min-height:92px}.brand{width:260px;flex:0 0 auto}.brand img{width:100%;height:74px;object-fit:contain;object-position:left center}.desktop-nav{display:flex;gap:28px;margin-left:auto;font-weight:600;font-size:.95rem}.desktop-nav a:hover{color:var(--navy-2)}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:14px 22px;font-weight:700;border:1px solid transparent;transition:.18s ease;cursor:pointer;font:inherit}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--navy);color:#fff;box-shadow:0 9px 24px rgba(7,26,58,.16)}.btn-primary:hover{background:var(--navy-2)}.btn-secondary{background:#fff;color:var(--navy);border-color:#cbd4e1}.btn-outline{border-color:#b8c1ce;color:var(--navy);background:#fff}.btn-small{padding:11px 17px;font-size:.92rem}.btn-full{width:100%;border:0}
.hero{padding:84px 0 72px;background:linear-gradient(120deg,#fff 0%,#f5f7fb 62%,#edf2f8 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:68px;align-items:center}.eyebrow{display:inline-block;color:var(--navy-2);font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:800;margin-bottom:14px}.eyebrow.light{color:#d6e2f6}h1,h2{font-family:"Libre Baskerville",Georgia,serif;color:var(--navy);letter-spacing:-.025em;line-height:1.08;margin:0 0 20px}h1{font-size:clamp(2.8rem,5vw,5.15rem);max-width:800px}h2{font-size:clamp(2rem,3.5vw,3.45rem)}.hero-lede{font-size:1.23rem;max-width:720px;color:#424b58}.hero-actions{display:flex;gap:12px;margin:30px 0 16px;flex-wrap:wrap}.microcopy{font-size:.92rem;color:#6c7480}
.hero-card{background:var(--navy);color:#fff;border-radius:26px;padding:26px;box-shadow:0 28px 55px rgba(7,26,58,.2);position:relative}.hero-card:before{content:"";position:absolute;inset:10px;border:1px solid rgba(255,255,255,.17);border-radius:19px;pointer-events:none}.hero-card-top{font-size:.82rem;letter-spacing:.17em;font-weight:800;color:#dce6f4;margin-bottom:18px}.scenario-list{display:grid;gap:0}.scenario{display:grid;grid-template-columns:44px 1fr;align-items:center;gap:12px;padding:15px 0;border-top:1px solid rgba(255,255,255,.13)}.scenario span{font-family:"Libre Baskerville",serif;color:#b9c7dc}.scenario p{margin:0;font-weight:650;font-size:1.03rem}.hero-card-bottom{margin-top:22px;padding-top:20px;border-top:1px solid rgba(255,255,255,.18);font-family:"Libre Baskerville",serif;font-size:1.25rem;line-height:1.4}
.trust-strip{border-top:1px solid #e6e9ee;border-bottom:1px solid #e6e9ee;background:#fff}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-grid>div{padding:26px 32px;border-right:1px solid #e7e9ed}.trust-grid>div:last-child{border-right:0}.trust-grid strong,.trust-grid span{display:block}.trust-grid strong{color:var(--navy);font-size:1.02rem;margin-bottom:3px}.trust-grid span{color:var(--muted);font-size:.92rem}
.section{padding:92px 0}.section-soft{background:var(--soft)}.section-dark{background:var(--navy);color:#fff}.section-heading{max-width:780px;margin-bottom:44px}.section-heading p{font-size:1.08rem;color:var(--muted)}.section-heading.left{margin-bottom:28px}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.coverage-card{border:1px solid var(--line);border-radius:20px;padding:28px;background:#fff;min-height:310px}.coverage-card .icon{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--soft);color:var(--navy);font-weight:900;margin-bottom:32px}.coverage-card h3{font-family:"Libre Baskerville",serif;color:var(--navy);font-size:1.35rem;margin:0 0 12px;line-height:1.2}.coverage-card p{color:#545d69;margin:0}.disclaimer-inline{font-size:.82rem;color:#747d88;margin-top:22px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.section-dark h2{color:#fff}.light-copy{color:#c8d2df;font-size:1.1rem;max-width:600px}.steps{display:grid;gap:16px}.step{display:grid;grid-template-columns:48px 1fr;gap:18px;padding:20px;border:1px solid rgba(255,255,255,.15);border-radius:18px;background:rgba(255,255,255,.05)}.step b{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:#fff;color:var(--navy)}.step h3{margin:0 0 4px;font-size:1rem}.step p{margin:0;color:#cbd5e2}
.about-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:28px}.about-panel,.quote-panel{border-radius:24px;padding:40px}.about-panel{border:1px solid var(--line)}.about-title{font-weight:800;color:var(--navy);margin-top:-8px}.contact-row{display:flex;gap:20px;flex-wrap:wrap;margin-top:26px}.contact-row a{font-weight:800;color:var(--navy);border-bottom:1px solid #b7c2d1}.quote-panel{background:linear-gradient(150deg,var(--navy),var(--navy-2));color:#fff;display:flex;flex-direction:column;justify-content:flex-end}.quote-panel p{font-family:"Libre Baskerville",serif;font-size:1.7rem;line-height:1.35;margin:0 0 24px}.quote-panel span{font-size:.8rem;letter-spacing:.15em;text-transform:uppercase;color:#c9d5e4}
.lead-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start}.direct-contact{display:grid;gap:10px;margin-top:30px}.direct-item{border:1px solid #d7dde6;background:#fff;border-radius:14px;padding:15px 17px;display:flex;justify-content:space-between;gap:18px;align-items:center}.direct-item span{font-size:.72rem;letter-spacing:.14em;font-weight:800;color:#76808e}.direct-item strong{color:var(--navy);font-size:.95rem;text-align:right}.lead-form{background:#fff;border:1px solid #d8dee7;border-radius:24px;padding:30px;box-shadow:0 18px 45px rgba(7,26,58,.08)}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{display:grid;gap:7px;font-weight:700;color:#293241;font-size:.92rem;margin-bottom:15px}input,select,textarea{width:100%;border:1px solid #cbd3de;background:#fff;border-radius:11px;padding:13px 14px;font:inherit;color:var(--ink);outline:none}input:focus,select:focus,textarea:focus{border-color:#5f7698;box-shadow:0 0 0 3px rgba(13,43,87,.08)}textarea{resize:vertical}.form-note{font-size:.76rem;color:#78818c;margin:12px 2px 0}.form-status{margin-top:12px;font-size:.9rem;font-weight:700;color:var(--navy)}
.faq-wrap{max-width:900px}details{border-top:1px solid var(--line);padding:20px 0}details:last-child{border-bottom:1px solid var(--line)}summary{font-weight:800;color:var(--navy);cursor:pointer;list-style:none;font-size:1.08rem;position:relative;padding-right:35px}summary::-webkit-details-marker{display:none}summary:after{content:"+";position:absolute;right:0;top:-5px;font-size:1.7rem;color:#768399}details[open] summary:after{content:"–"}details p{color:var(--muted);max-width:790px;margin:12px 0 0}
.site-footer{background:#07152d;color:#d6deea;padding:58px 0 28px}.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr;gap:50px}.footer-brand img{width:270px;background:#fff;border-radius:8px;padding:4px;margin-bottom:15px}.site-footer h4{color:#fff;margin:0 0 12px}.site-footer a{display:block;margin-bottom:7px}.site-footer p{margin:0;color:#bec9d8}.legal{border-top:1px solid rgba(255,255,255,.13);margin-top:38px;padding-top:24px}.legal p{font-size:.75rem;line-height:1.6;color:#97a6ba;margin:0 0 10px}
/* Fallback brand refresh: distinctive editorial type and deep Green palette. */
body{font-family:"Manrope",system-ui,-apple-system,sans-serif;color:var(--ink)}
h1,h2,.coverage-card h3,.hero-card-bottom,.quote-panel p{font-family:"Newsreader",Georgia,serif}
h1{font-weight:700;letter-spacing:-.035em}h2{font-weight:600;letter-spacing:-.025em}.coverage-card h3{font-weight:700}
.hero{background:linear-gradient(125deg,#fff 0%,#f3f7f4 58%,#e8f0eb 100%)}
.site-header{border-bottom-color:rgba(11,42,32,.12)}
.brand{width:210px}.brand img{width:210px;height:auto;object-fit:contain}.header-inner{min-height:126px}
.btn-primary{box-shadow:0 9px 24px rgba(11,42,32,.2)}
.hero-card{box-shadow:0 28px 55px rgba(11,42,32,.24)}
.lead-form{box-shadow:0 18px 45px rgba(11,42,32,.1)}
.section-heading p,.coverage-card p,details p{color:var(--muted)}
.site-footer{background:#071f18}
@media (max-width:980px){.desktop-nav{display:none}.brand{width:190px}.brand img{width:190px}.header-inner{min-height:112px}.hero-grid,.split,.about-grid,.lead-grid{grid-template-columns:1fr}.hero{padding-top:55px}.hero-grid{gap:40px}.cards{grid-template-columns:1fr 1fr}.trust-grid{grid-template-columns:1fr}.trust-grid>div{border-right:0;border-bottom:1px solid #e7e9ed;padding:20px 0}.trust-grid>div:last-child{border-bottom:0}}
@media (max-width:680px){.wrap{width:min(calc(100% - 28px),var(--max))}.site-header .btn-small{display:none}.brand{width:160px}.brand img{width:160px}.header-inner{min-height:100px}.hero{padding:42px 0 48px}h1{font-size:2.45rem}h2{font-size:2rem}.hero-lede{font-size:1.06rem}.hero-actions .btn{width:100%}.cards{grid-template-columns:1fr}.coverage-card{min-height:0}.section{padding:64px 0}.split{gap:42px}.about-panel,.quote-panel{padding:28px}.quote-panel p{font-size:1.4rem}.field-grid{grid-template-columns:1fr}.lead-form{padding:22px}.footer-grid{grid-template-columns:1fr}.direct-item{align-items:flex-start;flex-direction:column;gap:2px}.direct-item strong{text-align:left}}